Tiffany Grinstead is responsible for helping independent agencies grow their businesses through transformative marketing strategies

Kelly Hernandez, Associate Vice President, Personal Lines Telematics has been in the insurance industry for more than 20 years in roles spanning personal lines loss reserving, pricing, and product development. As a leader of telematics innovation, Kelly currently oversees Nationwide’s industry leading Personal Lines UBI programs SmartRide and SmartMiles.